Project: Vulnerable Children / Income-Generating Project
In Kenya it is estimated that 2.4 million children are classed as orphaned or vulnerable children. About 48% have been orphaned as a result of HIV/AIDS. In the Mogotio district there are several cases where orphans are living with their neighbour, an aunt, or a grandmother because their parents have died. Development Pamoja runs a program whereby we offer assistance to some of these children and their guardians.
We provide material assistance to enable these children complete their education. We purchase school uniforms, school desks, books, pens and other materials that the children are required to have to attend school.
As an organisation we don't think that assistance should be given for free as it leads to reliance on aid. We feel that it is unfeasible to provide aid without the community also trying to better their own lives. Therefore we also provided the guardians of these children with micro finance loans to help them to start small businesses. It is hoped that in time they can provide for the children's education themselves and will not be reliant on Development Pamoja.
One of the main problems in Mogotio is a lack of access to credit; there are no banks in the district and most people cannot afford to travel to the town on Nakuru to access credit. Even then, most would not fit the criteria to receive a loan.
Before providing the money to the guardians, we conducted a two day seminar to educate them on how to manage money, how to keep good records and how to start a small business. Once this seminar was complete, each guardian wrote a business proposal, which was evaluated and, if deemed feasible, that guardian was provided with an interest free loan which was to be paid back over a period of eight months.
The projects ranged from growing tomatoes to opening shops and cafes. The loans ranged in size from €100 to €250. The projects were implemented in four small villages in the Mogotio district. The program was initiated in April 2011 and, like all new businesses, some were more successful than others. Nevertheless, each guardian paid back their loan in full and an evaluation workshop was held. This money was then made available as further loans to all guardians who were deemed to have met the conditions of their initial loan.
We feel that implementing such programs provides constructive assistance to those we work with and teaches people responsibility. It also ensures that money donated to us goes further.